April 20, 2005

  • Credit Card


    Wow... I've finally paid off my CC debt.  Finally!!  Well...almost....there's a $35 balance but I'm just waiting for my payment to be applied.  Whooooohoooooooooooooo.  I think its been about about 7 years since I've had a zero credit card balance.  Yea...


    So how does a person who just paid off all their CC debt feel?  Why, they feel an almost insane urge to purchase something.  That's right... INSANE.  For instance, I've been browsing thru www.buy.com and www.overstock.com to get a TV...for my room.  Not even my living room, just my bedroom.  I'm not even in my apt that much.  I don't even watch that much TV!  I just think it'd be cool to have a TV in my room so I can watch TV without getting up from bed.  Other insane urges include the desire to purchase a laptop.  Mind you, my workstation sits about 7 feet from my bed and all I do is xanga/email/aim on it.  However, if I get a laptop then I can do all that from my bed.... while I watch TV.  Hahahhahahahahahahahah.


    OK...must breathe and apply semi logical financial restraint. 


Comments (41)

  • lol... if you need a TV maybe we should sell you one of our's. we have 2 TV's and a giant projector screen. gotta downsize around here.....

  • hahhhaa....congrats for being debt free.....i think u should resist from shopping for the time being....enjoy being debt free for at  least a day....=P

  • tell me about it. I just plunked down 400 for a video card and 250 for a sound card. Do I need these things??? No, but I can't keep my urges at bay =(

  • You can always buy me something grandpapi kin!! =D

    Congrats on being debt free!

  • dont spend too much and incur new debt.. remember the necessities!! we need to get u a new suit for all the weddings u have to go to!!!

  • paying are cc is fantastic!  just think... only buy things you NEED not what you want.... haha

  • OMG DON'T DO IT!!! relish in your lack of debt~!~!!

  • woo-hoo on being debt free!!!!!!!!

    happy hump day!

  • haha Don't do it!! 

  • if u have anything leftover, don't forget that i like pretty sparkly things.... =D  have a wonderful day!

  • 7 years?!? Maybe i really take being debt free for granted... i have CC that i don't use at all... it's more like an emergency card incase I REALLY NEED to buy something on the spot... like if i ever get stranded in a desert and all i can find is a used car dealership... hahaha... but seriously... i use a debit master card to buy everything so i know i'll be spending only what i make...

  • congrats on paying off your cc's.. i still have a while to pay mine off

  • hahhaa - why does everything center around your bed - lazy and in debt = big fat no  no.

  • I know exactly what you mean.  But don't do it!  It'll just make you a lazier person.

    Debt free is great!

  • omg. so lucky. my goal is to pay off  my ccs by the end of this year. yes, the end of 2005  baby!!! blah!! gosh i wonder how it feels like to have a 0 balance.....

  • wow!  You could have bought a car with the interest!!

  • dude ur gonna turn fat if u do all that shit from ur bed. the only time im EVER in my bed is for sleep. i never jus lie in it and chill. yet..im still fat...

  • congrats!  now you wanna help me with mine?

  • credit cards are evil...that darn free tshirt they give you to sign up!!!

  • I have NO IDEA what having a ZERO balance would be like. Congrats !!! And REFRAIN from buying something. If you must... I would say TV !!!

  • congrats! dont go over to the dark side again!

  • congrats on paying off your card!  i refuse to put anything i cant pay off in a month on my card.. im too afraid of what would happen if i went on a shopping spree so i just refuse to use my card! LOL

  • i know that feeling.  once you're free, you think, well it's all free and clear!!!

  • i was debt free for about....5 months and then i went to Rome and spent them Euros like it was RMBs!!! Now I'm in debt again and am going away next Monday so I can accrue more debt, yay!

  • Where's my belated B-Day present?!

  • Lucky you...now I wonder when will it be my turn to have 0 balance?

  • congrats on the zero balance. i cried when i paid mine off. talk about a hard lesson to learn!

  • wow, and this whole time i thought i was the only one with debt.  i'm ALMOST debt free.....and i promised myself that once i'm outta the red i'm treating myself to a nice new car....hahaha, get my ass back in the hole that i worked so hard to get out of....hahaha....

  • now you wanna help pay off mine?

  • Dang.... must be nice to be debt free! lol   = /  

  • cut em up! 

  • hahahah...thats what i did when i paid off my cc...i went out to shop! hahhaa

  • Dude, 10% off everything today at overstock. What better time than now?

  • Gosh, being in debt sucks. It probably feels worse to be in eternal debt cuz of grad school or something.

  • ROTFL! you're so funny! man, it'll be YEARS before i pay off all my debt. it's been accumulating since, i dunno, nyu? sheeeeeeeeeeeesh!

  • congrats on your freedom from debt!  let the smoke cool off from your credit cards for a while..then when they're well rested you can fire them up again...hehe

  • omg, i cant wait til my shit is $0 balance!!  that is my DREAM!!

    dragonboat.. can i just run & workout with the team and not join?  

  • 7 years?!!?  The last time I accumulated debt on my CC was when I graduated from college and I got rid of that in less than a year.  No TV for you!!! 

  • whoa~ time to go shopping!

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